Universal Life Insurance in Toronto
Everyone has different needs, people we love, and goals to achieve. Your life insurance policy should reflect that.
With universal life insurance, you’re in full cruise control: you decide how to guarantee financial protection for your loved ones with investments that grow your legacy.
Life insurance that is anything but standard — that’s the goal of universal life insurance. Decide how to build your wealth and strengthen your family’s financial security when the unexpected happens.
Universal life insurance is a smart and flexible way to protect the ones you love. Adjust your coverage and premiums to meet your family’s changing needs with investments you choose and accumulate tax-free cash value in. Secure your family’s financial needs at the time of your death, and build your wealth long before it happens. Borrow from your policy to fund the next chapter of your life, and ensure a solid financial legacy to pass on.
Do you want to secure your children’s education, pay off your mortgage, and keep your estate intact? Universal life insurance lets you choose how you want to protect your loved ones. Combining both the base coverage of insurance and smart investment choice, you get lifelong protection that grows over time, so there’s more you can pass on to your heirs.
Universal life insurance is for anyone who wants to protect their loved ones with the opportunity to build a legacy of wealth to pass on. Is it the best coverage for you? Talk to your Marathon insurance broker today to discuss your financial goals, and learn how your smart investments can extend the financial protection you can leave your loved ones with.
- Get a quote:
Tell your Marathon Insurance broker about your family, assets, and financial goals. We help you determine how much coverage you need, as well as investments you can make to grow your financial legacy.
- Choose your investments:
Choose your universal life insurance policy with fully customized coverage options. With quotes from the most reputable life insurance providers and competitive rates and investment options, you get financial protection that works for you. Let the cash value accumulate throughout your lifetime to continuously build your financial legacy.
- Manage your policy:
Use the Marathon app to access and review your universal life insurance policy, select investments, and manage your coverage. Track the growth of your insurance investment and withdraw or borrow from your policy as needed. Trust your Marathon insurance broker to work with your heirs in accessing the death benefit with accumulated cash value for estate planning after your passing.
Get the best of both lifelong protection and investment earnings. Ensure financial security and build the wealth you pass on — or enjoy in your lifetime.
- Death benefit: Provides income replacement upon your passing, helping your loved ones make mortgage payments, set up educational plans, and sustain your family’s lifestyle and other major expenses.
- Living benefits: Choose where to invest your insurance, and accumulate cash value you can withdraw for major investments in your lifetime.
- Estate planning and special needs: Grow your policy’s cash value over time to allocate investment earnings towards offsetting the impact of estate taxes on your heirs, or funding a buy-sell agreement to ensure business continuity.
- Set up your coverage
Pay your monthly or annual premiums. Once the insurance costs are covered, the rest of your contributions go towards your chosen investments.
- Access your money
Enjoy generous returns from your investment. Access accumulated cash value earned in your policy, as long as enough remains to cover monthly insurance costs, policy loans, and market value adjustments.
- Borrow from your policy
Make policy loans from your universal life insurance for other investments, large emergency expenses, or supplemental income..
- Cancel your policy
If you decide you no longer need universal life insurance, you can claim the balance or cash surrender value. Get your earnings back anytime, with a minimal penalty depending on your policy.
Enjoy peace of mind with financial protection, and reap the fruits of your hard work in your lifetime. Discover a flexible way to make your life insurance policy work for you and build the legacy you pass on.
- Flexible premiums: Choose to pay premiums over a set period, with a flexible payment schedule. Use your earned cash value to fund the rest of your policy, making it one less expense to budget for.
- Tax-deferred growth: Pay premiums above the monthly rates to access a tax-deferred investment account within the policy, and continuously grow your investment tax-free for a specified period.
- Investment options: You have full control over your financial future. Choose where your premiums are invested from a wide range of interest and equity-linked investment accounts. Improve your family’s financial protection as you grow your investment portfolio at no additional insurance cost.
At Marathon Insurance, we believe life insurance should be more than a set plan. After all, life is in constant motion — you need protection that’s flexible and continuously growing to increase your financial legacy and strengthen your loved ones’ financial future.
Call us today to get your universal life insurance quote. Get full control over your life insurance, and financial protection that grows with you and your loved ones. With the most competitive rates from our partner insurance providers, we help you build a strong financial legacy that you and your loved ones can enjoy.
Universal Life Insurance
Lifelong Protection. Investment Choice. Utmost Flexibility.
Everyone has different needs, people we love, and goals to achieve. Your life insurance policy should reflect that.
With universal life insurance, you’re in full cruise control: you decide how to guarantee financial protection for your loved ones with investments that grow your legacy.
What is Universal Life Insurance?
Life Insurance that Builds Your Wealth
Life insurance that is anything but standard — that’s the goal of universal life insurance. Decide how to build your wealth and strengthen your family’s financial security when the unexpected happens.
Universal life insurance is a smart and flexible way to protect the ones you love. Adjust your coverage and premiums to meet your family’s changing needs with investments you choose and accumulate tax-free cash value in. Secure your family’s financial needs at the time of your death, and build your wealth long before it happens. Borrow from your policy to fund the next chapter of your life, and ensure a solid financial legacy to pass on.
Is Universal Life Insurance Right for Me?
A Smart Way to Protect Your Family
Do you want to secure your children’s education, pay off your mortgage, and keep your estate intact? Universal life insurance lets you choose how you want to protect your loved ones. Combining both the base coverage of insurance and smart investment choice, you get lifelong protection that grows over time, so there’s more you can pass on to your heirs.
Universal life insurance is for anyone who wants to protect their loved ones with the opportunity to build a legacy of wealth to pass on. Is it the best coverage for you? Talk to your Marathon insurance broker today to discuss your financial goals, and learn how your smart investments can extend the financial protection you can leave your loved ones with.
How Universal Life Insurance Works
Lifelong Protection through Smart Investments
- Get a quote:
Tell your Marathon Insurance broker about your family, assets, and financial goals. We help you determine how much coverage you need, as well as investments you can make to grow your financial legacy.
- Choose your investments:
Choose your universal life insurance policy with fully customized coverage options. With quotes from the most reputable life insurance providers and competitive rates and investment options, you get financial protection that works for you. Let the cash value accumulate throughout your lifetime to continuously build your financial legacy.
- Manage your policy:
Use the Marathon app to access and review your universal life insurance policy, select investments, and manage your coverage. Track the growth of your insurance investment and withdraw or borrow from your policy as needed. Trust your Marathon insurance broker to work with your heirs in accessing the death benefit with accumulated cash value for estate planning after your passing.
How Your Universal Life Insurance is Used
Give the Gift of a Financial Legacy
Get the best of both lifelong protection and investment earnings. Ensure financial security and build the wealth you pass on — or enjoy in your lifetime.
- Death benefit: Provides income replacement upon your passing, helping your loved ones make mortgage payments, set up educational plans, and sustain your family’s lifestyle and other major expenses.
- Living benefits: Choose where to invest your insurance, and accumulate cash value you can withdraw for major investments in your lifetime.
- Estate planning and special needs: Grow your policy’s cash value over time to allocate investment earnings towards offsetting the impact of estate taxes on your heirs, or funding a buy-sell agreement to ensure business continuity.
From Insurance to Investment
Getting the Best Value from Your Universal Life Insurance
- Set up your coverage
Pay your monthly or annual premiums. Once the insurance costs are covered, the rest of your contributions go towards your chosen investments.
- Access your money
Enjoy generous returns from your investment. Access accumulated cash value earned in your policy, as long as enough remains to cover monthly insurance costs, policy loans, and market value adjustments.
- Borrow from your policy
Make policy loans from your universal life insurance for other investments, large emergency expenses, or supplemental income..
- Cancel your policy
If you decide you no longer need universal life insurance, you can claim the balance or cash surrender value. Get your earnings back anytime, with a minimal penalty depending on your policy.
Your Universal Life Policy
Made for Financial Growth
Enjoy peace of mind with financial protection, and reap the fruits of your hard work in your lifetime. Discover a flexible way to make your life insurance policy work for you and build the legacy you pass on.
- Flexible premiums: Choose to pay premiums over a set period, with a flexible payment schedule. Use your earned cash value to fund the rest of your policy, making it one less expense to budget for.
- Tax-deferred growth: Pay premiums above the monthly rates to access a tax-deferred investment account within the policy, and continuously grow your investment tax-free for a specified period.
- Investment options: You have full control over your financial future. Choose where your premiums are invested from a wide range of interest and equity-linked investment accounts. Improve your family’s financial protection as you grow your investment portfolio at no additional insurance cost.
Marathon Protection
Let’s Build Your Financial Legacy
At Marathon Insurance, we believe life insurance should be more than a set plan. After all, life is in constant motion — you need protection that’s flexible and continuously growing to increase your financial legacy and strengthen your loved ones’ financial future.
Call us today to get your universal life insurance quote. Get full control over your life insurance, and financial protection that grows with you and your loved ones. With the most competitive rates from our partner insurance providers, we help you build a strong financial legacy that you and your loved ones can enjoy.
