Long-Term Disability Insurance in Toronto
Accidents can happen unexpectedly, or an illness can develop. Without a stable income, it won’t take long for the rest of your life to start unravelling. No one is ever truly prepared for such unforeseen circumstances. That’s precisely where long-term disability insurance steps in to provide a crucial safety net, helping you navigate through difficult times.
Long-term disability insurance offers income replacement when you’re no longer able to work. Income replacement coverage supports you and your loved ones when an accident or illness limits your ability to work and earn an income. With steady income coverage, you can continue to pay the bills, keep the lights on, and secure your family’s financial future.
Some occupations put you at higher risk than others for an accident, sustained injury, or illness. When your work routinely exposes you to these risks, you need to think about how you can protect yourself and the people you love.
Is long-term the best option for your financial needs and lifestyle? Get the financial support you and your family need if you become temporarily or permanently disabled. Talk to your Marathon Insurance broker about your work, income, and risk for accidents and illnesses. Learn how we can protect your income and financial future.
- Get a quote:
Tell your Marathon Insurance broker about your job. Do you do a lot of heavy lifting? Operate heavy machinery? Drive long distances? We help you determine the risks you’re exposed to on the job, and the coverage you need to keep you and your loved ones financially secure in the event that you become dsabled.
- Choose your coverage:
With quotes obtained from the most reputable insurance providers at the most competitive rates, we craft a insurance plan customized to your financial needs and lifestyle. Choose the length of time you are disabled before you start receiving benefits — known as the elimination period — and for how long the policy is active.
- Claim long-term disability:
Use the Marathon app to access your insurance plan anytime, and review or upgrade your coverage. With 24/7 customer support, your Marathon insurance broker is only one call away in the event of a life-altering accident or illness. We support you and your loved ones throughout the claims process, and ensure you receive a monthly income after the elimination period.
With long-term disability insurance, it’s like you never left the job. Between recovery and ongoing rehab or therapy and the bills continuing to pile up, going back to work and earning at the same income level is often impossible. Not all occupations allow for modified duties so you can remain on the payroll.
Long-term disability insurance helps with:
- Lifestyle
Sustain your family’s lifestyle. With income replacement coverage, you can make sure bills are paid, the mortgage or rent is covered, groceries, supplies, and other necessities.
- Benefit period
Long-term disability insurance is designed to replace your income throughout your prime productive years. Your Marathon insurance broker helps you determine the coverage period you need based on how many years you still have left to work. Choose between a five-year and “to 67” benefit options.
- Income matching
Your long-term disability insurance plan should ensure viable income replacement. Sustain your lifestyle and afford bills with a coverage that matches your lost income based on your occupation and years of experience. With enough income replacement, we can help keep your savings intact, and ensure you have enough upon retirement.
At Marathon Insurance, we know how life can change in an instant — and that’s what we’re here to protect you from. An accident or illness that results in a disability has long-term impacts on you and your family. On top of recovery, a new reality of being unable to work places an immense financial burden on you and your loved ones.
Our insurance brokers are here to help you cope with this new reality. With our vast network of partner insurance providers offering the most competitive rates, we can help you keep your family financially secure. Call us today to learn more about long-term disability insurance and how it keeps the lights on and food on the table. Our priority is your paycheque when you can’t go to work, so you can focus on your recovery and a fulfilling next chapter.
Long-Term Disability Insurance
Keeps You on the Job — Without the Heavy Lifting
Accidents can happen, or an illness can develop. Without a stable income, it won’t take long for the rest of your life to come crashing down. No one is ever ready for that. That’s where long-term disability insurance can help.
What is Long-Term Disability Insurance?
A Guaranteed Paycheque When You’re Off the Job
Long-term disability insurance offers income replacement when you’re no longer able to work. Income replacement coverage supports you and your loved ones when an accident or illness limits your ability to work and earn an income. With steady income coverage, you can continue to pay the bills, keep the lights on, and secure your family’s financial future.
Do I Need Long-Term Disability Insurance?
Protect Your Ability to Earn a Living
Some occupations put you at higher risk than others for an accident, sustained injury, or illness. When your work routinely exposes you to these risks, you need to think about how you can protect yourself and the people you love.
Is long-term disability insurance the best option for your financial needs and lifestyle? Get the financial support you and your family need if you become temporarily or permanently disabled. Talk to your Marathon Insurance broker about your work, income, and risk for accidents and illnesses. Learn how we can protect your income and financial future.
How Long-Term Disability Insurance Works
Your Income Protection Plan
- Get a quote:
Tell your Marathon Insurance broker about your job. Do you do a lot of heavy lifting? Operate heavy machinery? Drive long distances? We help you determine the risks you’re exposed to on the job, and the coverage you need to keep you and your loved ones financially secure in the event that you become dsabled.
- Choose your coverage:
With quotes obtained from the most reputable insurance providers at the most competitive rates, we craft a long-term disability insurance plan customized to your financial needs and lifestyle. Choose the length of time you are disabled before you start receiving benefits — known as the elimination period — and for how long the policy is active.
- Claim long-term disability:
Use the Marathon app to access your long-term disability insurance plan anytime, and review or upgrade your coverage. With 24/7 customer support, your Marathon insurance broker is only one call away in the event of a life-altering accident or illness. We support you and your loved ones throughout the claims process, and ensure you receive a monthly income after the elimination period.
What Long-Term Disability Insurance is Used For
Income Replacement. Financial Protection. Family Stability.
With long-term disability insurance, it’s like you never left the job. Between recovery and ongoing rehab or therapy and the bills continuing to pile up, going back to work and earning at the same income level is often impossible. Not all occupations allow for modified duties so you can remain on the payroll.
Long-term disability insurance helps with:
- Lifestyle
Sustain your family’s lifestyle. With income replacement coverage, you can make sure bills are paid, the mortgage or rent is covered, groceries, supplies, and other necessities.
- Benefit period
Long-term disability insurance is designed to replace your income throughout your prime productive years. Your Marathon insurance broker helps you determine the coverage period you need based on how many years you still have left to work. Choose between a five-year and “to 67” benefit options.
- Income matching
Your long-term disability insurance plan should ensure viable income replacement. Sustain your lifestyle and afford bills with a coverage that matches your lost income based on your occupation and years of experience. With enough income replacement, we can help keep your savings intact, and ensure you have enough upon retirement.
Marathon Protection
Keeps You on the Job
At Marathon Insurance, we know how life can change in an instant — and that’s what we’re here to protect you from. An accident or illness that results in a disability has long-term impacts on you and your family. On top of recovery, a new reality of being unable to work places an immense financial burden on you and your loved ones.
Our insurance brokers are here to help you cope with this new reality. With our vast network of partner insurance providers offering the most competitive rates, we can help you keep your family financially secure. Call us today to learn more about long-term disability insurance and how it keeps the lights on and food on the table. Our priority is your paycheque when you can’t go to work, so you can focus on your recovery and a fulfilling next chapter.
