Critical Illness Insurance in Toronto
Critical Illness Insurance
Health is Wealth. Focus on Your Recovery.
A critical, long-term illness impacts your life in so many ways, from life at home with your loved ones, to work, and even leisure.
At this most difficult and distressing time, your number one priority should be yourself. Focus on your recovery knowing you have the support of critical illness insurance.
What is Critical Illness Insurance?
Focus on Your Health
Critical illness insurance can be your pillar of strength and support system throughout this new normal. With a tax-free payment following your diagnosis, you can afford to step back and focus on what matters most: your health, recovery, and time spent with the ones you love.
Critical illness insurance helps ease the financial burden on you and your loved ones. With a lump sum cash payment, you decide how you want to secure your financial future. Whether it’s for immediate needs like paying the bills, or saving up for your children’s future, you and your loved ones have the right resources.
Do I Need Critical Illness Insurance?
Get Ahead of Serious Illness
Were you recently diagnosed with a life-altering condition? Critical illness insurance helps ensure that this isn’t the end of the road for you. Because even with a world-renowned healthcare system that takes care of your hospital bills, you and your loved ones have fulfilling lives to live.
At Marathon Insurance, we help you make every day count. Get the support you need to cope with the financial impact of a serious illness. Focus on your recovery and enjoy peace of mind with the benefits from a comprehensive critical illness insurance policy. Talk to a Marathon insurance broker today about your health and financial goals, so we can secure your financial future in the face of a life-altering illness.
How Critical Illness Insurance Works
Recover from Illness. Protect Your Lifestyle.
- Get a quote:
Talk to a Marathon Insurance broker about your diagnosis. We’re here to listen — from the first doctor’s visit, to every test, surgery, and treatment, as well as your financial needs and goals. We’ll confirm if you are eligible for critical illness insurance, and explain the benefits available to you and your loved ones during this difficult time.
- Build your insurance coverage:
Compare quotes and competitive rates from our partner insurance providers. We help you get the best coverage for your needs, including a set benefit amount and special policy features like access to health experts and counselling. We strive to provide coverage that protects your family and your finances.
- Access your critical illness insurance:
Download the Marathon app to keep track of your critical illness insurance policy, and review and upgrade your coverage. File a claim with our 24/7 customer support team, and trust your Marathon insurance broker to handle the entire process — from filing your medical records, to lending a listening ear when you need one. Claim your lump-sum benefit, and plan for your financial future.
What Critical Illness Insurance Covers
Your Support System, From Diagnosis to Healing
Critical illness insurance is more than a payout. From helping secure your financial future, to accessing support throughout recovery, cope with your new normal with relief and peace of mind. See how illness insurance helps you focus on your health, and protect you and your loved ones:
Lump-Sum, Tax-Free Benefit
Money should be the last thing on your mind. Critical illness insurance helps secure your finances against the impact of a serious illness. Because even with public healthcare, some treatments are not covered, while those that are still cost you in other ways, like when you’re unable to — and shouldn’t — work.
The lump sum benefit can help replace your income and maintain financial stability. Keep the lights on, reduce debt, bring in additional help or home-based healthcare, and even consider new medical treatments and medication not covered by government healthcare.
Access Better Healthcare
Connect with world-renowned health experts to get a second opinion, understand your condition, and explore new treatment options. Critical illness insurance empowers you to advocate for your care. Access resources you need to get the best care possible — and what you and your loved ones deserve.
Support for Life
With critical illness insurance, you can access essential support like counselling, child and home care, nutrition advice, and legal and financial consultations. Build your village of people who care most about your well-being and going with you on the road to recovery.
Return of Premium
Critical illness insurance is meant to protect you from the worst case scenario. If you don’t experience a serious illness within at least 10 years, you can get your investment back.
How Much Critical Illness Insurance Do I Need?
Get the Right Coverage During Recovery
Every serious illness is different, and everyone has unique financial and personal goals to protect. The Marathon Insurance goal is illness insurance that’s right for you, so you can focus on getting better and stronger, and making every day count with the ones you love.
Lifestyle
Calculate your regular expenses like mortgage or rent, utility bills, groceries, child care, credit card payments, leisure, and other lifestyle expenses that need to be covered.
Income
Find out how much income you need to replace if an illness prevents you from working. Get income replacement coverage that allows you to maintain your quality of life.
Savings and assets
Assess your savings and assets. The right critical illness insurance helps keep your savings like RRSP intact even with the financial impact of your illness and recovery.
Marathon Protection
Your Health is Our Priority
Recovery is a marathon, not a sprint — and we’re here for the journey ahead. At Marathon Insurance, our priority is your smooth and successful recovery. With 24/7 support and a personalized approach to insurance coverage, you can count on your dedicated insurance broker to be with you every step of the way, from diagnosis to healing. Call us today to get a quote and the support you and your loved ones need during this difficult time.
